czerial wrote:
for the record i started a ryno policy today, but have kept the sunshine with shannons. just wanna test them out.
Go crash your car tomorrow and let us know how it goes.
I used to have the Mini insured with Vigil 3PF&T, but after a few years the
premium suddenly went up substantially because they had changed underwriters or something, so I took my business to Shannons, and got full comprehensive insurance for less. I have never dealt with them over the phone, I go to their shopfront as then they can see who I am and can see the car is genuine and they know I'm an enthusiast. They didn't have a problem with my age. I'm hoping they will insure my motorbike too, but they won't let you use it for commuting at all which is a shame.
The horrible reality is that crashing my car will be the true test!! so lets hope it doesnt happen.
Yopur second point i highlighted is EXACTLY what i am cautious of Ryno doing. It is VERY common practice. get u on board and then jack up ur premium.